Brad's Picks

Useful Resources

Welcome to the Brad Talks Finance page of Useful Resources. Here you can find excellent topical links for a variety of topics – all vetted in advance for you.

Credit Cards

Credit card payment review – Calculate payments and payoff months.

Bankrate Minimum Payment Calculator

Credit card paydown vs. monthly investing – How to decide. This Fidelity page has very good rules-of-thumb to use when deciding whether to pay off a credit card or invest the money instead.

Fidelity: Pay Down Debt vs. Invest

Home Purchase

Home purchase resources – Awesome home purchase information including house payment calculators, mortgage explanations, current mortgage rates, and more.

Bankrate Mortgage Center

Credit Score

How to manage your credit score – A good credit score unlocks many personal benefits such as lower rates and easier loan approvals.

Personal Finance Apps

Highly rated budget & money management apps

Financial Brokers

The largest 3 brokers (of many)

Brokerage comparison review – Independent ratings of the best online brokers for stock trading.

NerdWallet 2026 Brokerage Review

"Good information is out there – you just need to know where to look. These are the places I actually send people."

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