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Certified Financial Education

Take Control of Your
Financial Future.

Four live, interactive sessions on personal finance. Brad takes you through his program in a small cohort. Real questions welcomed. No jargon. No judgment. Just the financial foundation you should have had years ago — and a clear plan for what to do next.

4
Live, guided 1-hour sessions each weekend, taught by a certified financial educator
≤10
Students per cohort — small enough to actually ask questions and create connection
$59
Total class cost — not a monthly subscription, no hidden fees
1 yr
Free monthly group follow-up sessions after completing the class
Brad teaching a live online personal finance class

"Where personal finance finally gets personal — small groups, real conversations, real results."

Brad Talks Finance

Why This Exists

The Gap Nobody's Filling


At some point, almost every adult has the same quiet moment: everyone around them seems to have money figured out, and they're not sure they do. Nobody admits it out loud. But almost everybody feels it.

Personal finance is rarely taught where people actually are in their life — in school, at home, or at work. The financial industry either ignores people who can't afford a financial advisor or overwhelms them with impersonal, one-directional content.

"Nobody taught me about money either. I figured it out the hard way — and it worked. Now I want to save you time and get you started quicker."

Customers are forced to choose between two bad options: figure it out alone through YouTube, Reddit, and AI — or pay $2,000+ for a financial advisor they don't yet need. The middle ground barely exists. Brad Talks Finance is that middle ground.

The Imperative

Why You Can't Wait


Millennials and Gen X will not be able to rely on social programs the way Baby Boomers are doing today. Social Security and Medicare are under strain. If you're under age 55 today, these programs will likely provide a fraction of what current retirees receive.


It's not a political issue — it's financial math. There are fewer workers today to support these programs. This is why you need to provide for your own retirement needs.


The dirty secret is that the financial services industry profits from confusion. The more intimidating money feels, the more dependent people become on expensive advisors and high-fee products. Few people have a real incentive to make financial literacy simple and accessible — because an educated consumer is a less profitable one.

Brad Talks Finance exists to cut through that.

Simple by Design

How It Works

Four sessions. One month. A completely different relationship with your money.

01

Enroll

Sign up for an upcoming cohort. Sessions are capped at 10 students. Payment is by credit card and fully refundable up to the day before the first class.

02

Attend 4 Live Sessions

One hour on Saturday or Sunday afternoons, typically starting at the beginning of the month. Sessions are recorded if you miss one.

03

Ask Everything

Brad diagrams answers in real-time. The small group format means your questions get answered — not skipped over. No question is too basic.

04

Leave with a Plan

You'll finish with 5–7 concrete, actionable next steps tailored to where you are right now — and a year of free monthly follow-up sessions.

4-Week Curriculum

What We Cover

Designed to take students through the basics of money management and how the stock market works — in the right order, at the right pace.

Week 1

The Power of Your Money

  • The Magic of Compounding — how time is your biggest asset
  • Understanding Risk and how it affects market returns (checking, savings, money markets, stocks, bonds, crypto, options)
  • Recommended risk profiles for Millennials and Gen X
  • Breaking down the stock market into categories and indexes (S&P 500, Nasdaq, and more)
Week 2

Taxes, Accounts & Funds

  • Understanding taxes and investments
  • Traditional IRA vs. 401(k), Roth IRA vs. Roth 401(k) — and how to decide which is right for you
  • Mutual Funds and Exchange Traded Funds (ETFs) — and which is probably best for you
  • What a "rollover" is and why you'll likely do one 3–4 times in your career
Week 3

Diversification & Brokers

  • What is investment diversification and why it matters
  • Large Cap, Mid Cap, and Small Cap — and figuring out which is right for you
  • Should you use a broker like Fidelity, Vanguard, or Schwab? What are their fees?
  • The 4 fundamental elements to know when comparing and selecting ETFs
Week 4

Putting It All Together

  • What to do first — and what to prioritize as you begin investing
  • How to use AI to continue your personal finance journey (detailed prompts included)
  • Money psychology — are you ‘normal’ in how you feel about money?
  • Your 3-step plan to get started, or to validate you're on the right track
Does This Sound Like You?

Real People. Real Situations.

Our students aren't a specific age or income bracket — they share a mindset. They're ready to stop winging it.

Josh, 30

A peer comparison moment pulls the trigger — a friend buys a new car, seems to have more disposable income, or appears further ahead financially. The nagging feeling of "everyone else seems to have this figured out except me" is what finally pushes him to act.

Sandra, 40

The first time she files taxes alone, faces a financial decision with no one to consult, and the quiet realization that child support ends when her kids turn 18. She needs a foundation — not a lecture. A safe space to ask the questions she's been sitting on.

Julie & Hank, 35

Married, living in an apartment, both working, uncertain about how to handle their combined money. They want to pay off debt and save for a house — and they need to know the right sequence of money moves to make it happen.

The Ones Who Need to Be Found

Not actively searching — but the moment they hear about this they'll immediately recognize it as uniquely affordable, practical, and genuinely caring. Their reaction: "Why haven't I heard of this before?" Our goal is simply to make them aware of us.

This course is for you if…

  • You suspect you should be doing more with your money but don't know where to start
  • You're tired of feeling behind, intimidated, or embarrassed about what you don't know
  • You value a real human conversation over another YouTube video
  • You want to know where you actually stand compared to others in your age group
  • You're willing to show up, ask questions, and do something about it

This course is not for you if…

  • You're looking for a get-rich-quick shortcut or hot stock tips
  • You want passive, on-demand content you can half-watch while doing something else
  • You already have a financial advisor and a solid plan in place
  • You're not ready to be honest — with yourself or in a small group — about what you don't know
  • You think a few Reddit threads and a YouTube playlist is all the financial education you'll ever need

"We're not for everyone. But if you're ready to stop guessing, stop feeling behind, and finally sit down with someone who will explain how money actually works — in plain language, without judgment, alongside a small group of people just like you — then welcome. You've found what you didn't know you were looking for."

Our Foundation

What We Believe

Every decision Brad Talks Finance makes traces back to these beliefs.

Everyone deserves access.Financial education should be available to everyone — regardless of income, background, or how late they're starting.

Human connection changes behavior.Content alone never can. A real instructor, real questions, and real accountability make the difference.

Waiting is the biggest mistake.Every month of delay has a real, calculable cost that your older self will regret. Starting now — even imperfectly — is infinitely better.

Money should never cause shame.The only bad question is the one you were too embarrassed to ask. Our cohort format creates the space to ask it.

Real knowledge, applied early.Is worth more than a lifetime of good intentions. The fundamentals are learnable by anyone in a few focused hours.

This is how we pay it forward.Enhancing financial literacy is one of the most meaningful things one person can do for another. That's exactly why we exist.

Why This Works

Real Moments from Real Cohorts

Each of these moments tells a similar story: these are actual student experiences. They just needed someone to help them with financial education

The Forgotten Account

In one early cohort, two out of six students realized mid-class that they had forgotten retirement accounts from previous employers — one with over $4,000 sitting untouched. Neither had ever considered rolling it over to a personal IRA. That single hour put real money back in their pockets.

First Home, Finally Possible

A couple came in with a dream of buying their first home but no idea how to start saving toward it. In a 1-on-1 session Brad walked them through a practical, step-by-step approach — and for the first time, homeownership felt achievable rather than abstract.

Understanding Their Own 401(k)

Several students had 401(k)s through their employers but felt completely intimidated by the investment options. After Brad's class, they could actually read and understand their own 401(k) offerings — and many made meaningful improvements to their elections as a direct result.

Crypto in Context

Some students had invested significant money in cryptocurrency without fully understanding the risks. Brad helped them understand where crypto realistically belongs in a balanced portfolio — and what that meant for their own financial picture.

Included Free

One Year of Monthly Follow-Up Sessions

Every graduate gets 12 months of optional live monthly sessions — 45 minutes each — on timely personal finance topics. Brad hosts them, they're free, and you can attend as many as you like.

Topics go deeper than the core course, covering everything from market timing and geopolitics to ETF selection and retirement software — so your education doesn't stop when the course ends.

"Have your own group of 8–10 people? Brad is happy to host a dedicated cohort just for you."

Sample Monthly Topics
How to decide: pay off debt or invest?
Building a retirement plan with Boldin software
How geopolitics affects your investments
Top 4 methods to manage your credit score
Investing in gold or silver — how and why
Social Security & Medicare past 2035
Deep dive: comparing ETFs
How many ETFs do you actually need?
Let's review 3 great online money management apps
My $300K investing mistake — and how to learn from it
Simple Pricing

One Price. Everything Included.

No upsells. No subscription. Refundable up to the day before the first class.

$99
$59
per person · May & June special pricing
  • 4 live, interactive 1-hour sessions
  • Small cohort — capped at 10 students
  • Sessions recorded & available if you miss one
  • 5–7 personalized, actionable next steps
  • AI prompts to continue your journey independently
  • 1 year of free monthly follow-up sessions
  • Taught by a Certified Financial Education Instructor

See upcoming sessions and sign up below!

Payable by credit card · Fully refundable up to one week before the first session · Sessions run Sunday afternoons

"The best time to start was yesterday.
The second-best time is right now."

Reserve Your Spot — $59